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B. Com (VI Semester) Examination
COMMERCE
Paper : BCM–601 (New Course)
( Skill-Based Paper )
( Banking and Insurance )
Full Marks : 50
Pass Marks : 35%
Time : Two Hours
1. Answer any five from the following questions : 2×5=10
(a) What is bank? Give two features of bank.
(b) Explain the main objective of a Cooperative Bank.
(c) What is Marine insurance?
(d) Define insurance.
(e) Give two features of GIC.
(f) What is Central Bank?
(g) Give two functions of bank.
2. Answer any four questions from the following : 5×4=20
(a) Briefly describe different types of bank exist in India.
(b) Briefly explain the structure of Commercial Bank in India.
(c) State and explain the principles of insurance.
(d) Briefly describe the role of Central Bank in the economy.
(e) Explain the benefits of motor vehicle insurance.
(f) Why insurance is necessary? Explain.
(g) Discuss the role of banks in GDP.
(h) ‘‘Cooperative Banks are more helpful than Commercial Banks.’’ Explain.
3. Answer any two questions from the following : 10×2=20
(a) Discuss the methods of credit control policy of RBI with an example.
(b) What is life insurance? Describe the process of buying life insurance policy in India.
(c) Describe the various types of non-life insurance schemes available in India.
(d) What is Cooperative Bank? How is it different from other Commercial Banks? Explain.
(e) Elaborate the role of Regional Rural Banks in developing the rural economy of India.
